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Insurance Considerations for Independent Contractors and Freelancers

Insurance Considerations for Independent Contractors and Freelancers

Working for Yourself Comes With Its Own Insurance Needs More people than ever are working as independent contractors, consultants, or freelancers, whether as a primary career or a side business. While this type of work often offers flexibility, it also means you're generally responsible for your own insurance protection, since you likely won't have coverage through an employer. Taking time to understand your options early...

Renters Insurance 101: What First-Time Renters Should Know Before Signing a Lease

Renters Insurance 101: What First-Time Renters Should Know Before Signing a Lease

September Is a Popular Month for New Leases Many apartment leases and off-campus housing arrangements begin in September, as students head to college and young professionals relocate for new jobs. If you're moving into your first apartment this fall, renters insurance is worth understanding before you sign a lease, even though it's easy to overlook amid the excitement of a new place. What Renters Insurance...

Life Insurance Awareness Month: How Much Coverage Do You Really Need?

Life Insurance Awareness Month: How Much Coverage Do You Really Need?

Why Life Insurance Awareness Month Matters Every September, the life insurance industry recognizes Life Insurance Awareness Month, an effort to encourage more people to think about whether they have the coverage their families may need. Industry research has repeatedly found that a significant portion of adults either don't have life insurance or believe they don't have enough, often because the topic feels overwhelming, or because...

Disaster Preparedness for Small Businesses: Why a Continuity Plan Matters

Disaster Preparedness for Small Businesses: Why a Continuity Plan Matters

National Preparedness Month Is a Reminder for Business Owners, Too Every September, FEMA's National Preparedness Month encourages individuals and organizations to think ahead about how they would respond to emergencies. For small business owners, this is a good opportunity to ask an important question: if a fire, storm, cyber incident, or other unexpected event disrupted your business tomorrow, would you be prepared to keep operating...

Back-to-School Driving: Insurance Tips for Teen and Student Drivers

Back-to-School Driving: Insurance Tips for Teen and Student Drivers

September means school buses, morning carpool lines, and for many families, a new teen driver on the road. Whether your teenager is driving themselves to high school for the first time or heading off to college with a car in tow, back-to-school season is a good time to make sure your auto insurance keeps pace with your changing driving needs. Here's what to know about...